Home Loans
Daniel David Home Loans in Irvine, CA
Home Loans in Orange County and the Surrounding LA, San Bernardino, and Riverside Counties in Southern California
When it comes to securing a home mortgage in Orange County and the surrounding LA, San Bernardino, and Riverside Counties in Southern California, we know how overwhelming it can feel — especially if you’re a business owner, entrepreneur, or self-employed. Here at Daniel David Home Loans, we do things differently. We’ve been helping people like you since 2003, offering smart, custom-tailored loan options without all the usual stress and pressure.
We’re also proud to call Orange County and the surrounding LA, San Bernardino, and Riverside Counties in Southern California home ourselves, and we understand the unique rhythm of life here. So whether you’re eyeing a sleek condo near Irvine Spectrum, a cozy family home in Woodbridge, or a modern townhome tucked along Turtle Rock, we have the tools, experience, and local insight to help you finance the home that fits your life.
Our mission? Make the home loan process straightforward, educational, and — dare we say — enjoyable.
Our Story: Local Roots, Proven Success
Daniel David Home Loans isn’t some faceless mega-bank. We’re a close-knit team that started right here in Southern California. Over the years, we’ve become one of the top loan originators and managers in the area. Our diversified product knowledge and full-service, in-house approach have helped thousands of first-time and repeat homebuyers turn their dreams into real keys in hand.
From the first conversation to the final signature, we stay with you every step of the way. No handoffs. No guessing games. Just a team that truly cares about your success.
Mortgage Lending Built for Real Life — Especially Business Life
If you’re self-employed, own a business, or have a side hustle that’s taken off, you already know: getting a traditional home loan isn’t always a smooth ride. You might write off expenses (smart for taxes!) but it can make you look less “loan-worthy” on paper. We get it — and we’ve built our services around solving that very problem.
We offer a full portfolio of flexible programs, including:
- Bank Statement Home Loans
- Profit and Loss (P&L) Home Loans
- DSCR (Debt Service Coverage Ratio) Investor Loans
- No Tax Return and No Income Verification Loans
- Fix and Flip Home Loans
- Hard Money Loans for Quick Purchases
- FHA, VA, Jumbo, and Down Payment Assistance Loans
At the end of the day, your financial story deserves to be seen in full color — not reduced to a one-page form.
Why Southern California Homebuyers Trust Us
Living in Orange County and the surrounding LA, San Bernardino, and Riverside Counties in Southern California means access to some of California’s best parks, safest neighborhoods, and year-round sunshine. With iconic spots like Bommer Canyon’s hiking trails, the shopping at South Coast Plaza nearby, and the ocean just a short drive down the 405, it’s no wonder people want to plant roots here.
But it’s no secret that buying a home in Orange County and the surrounding LA, San Bernardino, and Riverside Counties in Southern California can be competitive. You need a team that can move fast, offer competitive rates, and design a mortgage strategy that puts you in a strong buying position. That’s exactly what we do
Because we handle everything in-house — from application to underwriting to funding — we can move faster than the big lenders. Need a fast-closing home loan? You’re in the right place.
A Home Loan Process That’s About YOU
We’re also proud to have Spanish-speaking staff available to better serve our diverse Orange County and the surrounding LA, San Bernardino, and Riverside Counties in Southern California community. Whatever your background, whatever your goals, we make sure you feel welcome, heard, and supported from start to finish.
Because we handle everything in-house — from application to underwriting to funding — we can move faster than the big lenders. Need a fast-closing home loan? You’re in the right place.
We’re not here to push you into anything.
Our approach is different:
Credit Repair and Roadmaps to Success
- First-Time Home Buyers Mortgages
- Repeat Homebuyers Mortgages
- Non-QM Mortgages (for when traditional doesn’t fit)
- Investor and Rental Property Loans
- Business Owner and Self-Employed Loans
- Down Payment Assistance Options
- FHA and VA Loans
- Jumbo and Interest-Only Mortgages
- Move-Up Buyer Programs
- ITIN Loans for Non-Citizen Borrowers
- Verification of Employment
Need something a little outside the box? Odds are we already have a program for it — and if not, we’ll work hard to find one that fits.
Meet Our Team
Daniel David
Daniel David began his career in home loans in 2003 and has since built a reputation for expertise, integrity, and results. After years of dedication and growth, he now owns his own branch and consistently funds over $100 million in loans annually. Daniel is highly knowledgeable in a wide range of home loan products and is known for his no-pressure approach, helping clients feel informed and confident as they explore their financing options.
NMLS #359650 Title: Branch Manager
Connie Garcia
Connie Garcia is a Senior Loan Processor who has been a vital member of our team since 2015. With years of experience and a strong work ethic, Connie is known for her reliability, attention to detail, and commitment to getting the job done right. Bilingual in Spanish and English, she ensures clear communication with clients from diverse backgrounds and plays a key role in moving loans smoothly through the process.
NMLS# 1286694 Title: Senior Loan Processor
Marlene Miranda
Marlene Miranda is a dedicated Loan Officer Assistant who has been helping clients navigate the home loan process since 2023. Bilingual in Spanish and English, Marlene is passionate about making homeownership accessible to diverse communities. Known for her attention to detail and commitment to excellent service, she works closely with clients and loan officers to ensure a smooth and efficient mortgage experience.
Analice Delgado
Analice Delgado is a skilled Administrative Assistant who has been an integral part of our team since 2024. Bilingual in Spanish and English, Analice brings strong organizational support and clear communication to our daily operations. Her positive attitude, efficiency, and dedication help keep our team running smoothly and ensure a professional experience for both clients and colleagues.
Cipriano Ramirez Jr.
Cipriano Ramirez Jr. is a seasoned Loan Officer with over 20 years of experience in the mortgage industry. Having worked in underwriting, processing, and sales, Cipriano brings a well-rounded understanding of the loan process from start to finish. Fluent in both Spanish and English, he is committed to providing clear, personalized guidance to clients from all backgrounds. His depth of knowledge and dedication to service make him a trusted resource in every step of the home financing journey.
NMLS # 305228 Title: Mortgage Loan Originator
Ready to Talk About Your Future
Home in Orange County?
There’s something really special about life in Orange County and the surrounding LA, San Bernardino, and Riverside Counties in Southern California — the endless sunshine, the community events at the Great Park, the way every neighborhood feels just a little bit like its own small town. It’s a place where careers grow, families thrive, and businesses boom. And with this in mind, we’re here to help you take the next step toward being a part of it. So if you’re looking for flexible, friendly, and expert help with home loans in Orange County and the surrounding LA, San Bernardino, and Riverside Counties in Southern California, we’d love to connect. Just give us a call at 949-616-4267 today.
Remember: whether you’re ready to buy today or just want to chat about your future plans, our team is here for you — relaxed, professional, and always on your side.