Daniel David Home Loans in Irvine, CA
Home Loans in Orange County and the Surrounding Counties of Southern California
When it comes to securing a home mortgage in Orange County and the surrounding LA, San Bernardino, and Riverside Counties in Southern California, we know how overwhelming it can feel — especially if you’re a business owner, entrepreneur, or self-employed. Here at Daniel David Home Loans, we do things differently. We’ve been helping people like you since 2003, offering smart, custom-tailored loan options without all the usual stress and pressure.
Our mission? Make the home loan process straightforward, educational, and — dare we say — enjoyable.
Why Customers Choose Daniel David Home Loans
Let our trusted team guide you through the home loan process with clarity, speed, and personal service every step of the way.
We’re a Direct Lender
As a mortgage banker, we make fast credit decisions in-house using our own capital – no middleman, delays.
We Leverage Trusted Relationships
With Access to a network of top investors, we secure competitive rates and flexible programs that meet your unique needs.
We Do It All
From first-time buyer programs to FHA, VA, Jumbo and Non-GM loans – purchase or refinance – we offer solutions for every borrower.
We Close Fast
Our tech-driven process and in-house underwriting help you close quickly and efficiently – often faster than big banks.
Nosotros Hablamos Espanol
Somos bilingues y ayudamos a muchos clientes de habla hispana.
We Put People First
We believe in Honest advise, clear communication, and treating every loan like it’s our own. That’s what sets us apart.
Programs We Offer
Conventional Loans
A popular choice for borrowers with good credit. Conventional loans offer flexible terms, and competitive interest rates.
VA Loans
For eligible veterans, active service members and spouses. VA Loans offer zero down payment, no mortgage insurance and lower rates.
First-time Homeowner Programs
Take advantage of special programs with low down payments, down payment assistance, and flexible qualification rules.
FHA Loans
Backed by the Federal Housing Administration, FHA loans are designed to help first-time opportunity
Jumbo Loans
Jumbo loans cover loan amounts above conforming limits and are great for luxury properties.
Non-QM Loans
Designed for unique situations, Non-Omilaans are perfect for self employed borrowers, real estate investors, or those with complex incomes.
The Purchase Loan Process
Connect With Us
Discuss your goals with a Valley View Loan Advisor who will provide answers to your questions and quick access to a secure portal you can use.
Provide Documentation
Continue to use our digital portal to upload standard documentationto support information provided on your application.
Pre-Approval
We will review your documentation and provide approval for you to start working with your real estate agent to find your home.
Lock Your Rate
Once you are under contract, provide a copy of the contract, along with proof of your deposit and work with your loan advisor to finalize the loan.
Closing
We will work on finalizing all documentation and work with the settlement agent to get your loan documents signed and the keys in your hand.
Rate Watch
As you move into your new home, you will continue to receive check-in notifications and alerts when there are future interest rate drops.
What Our Clients Say
Alma Gatica
Daniel is one of a kind We so appreciate all the help you’ve given us We can’t thank you enough for all of your hard work and dedication and making the process easy and fast, the communication was awesome
Linda Belmontez
Daniel was a pleasure to work with. Daniel made sure to explain all aspects of the loan process, especially when it came down to the numbers. If I was driving he would ask me to call him back when I was able to fully focus on our conversations to ensure I fully understood what the next step I needed to take in order to secure my home loan. I recommend Daniel to anyone who is looking for a home loan. Thank you again Daniel for your service.
We’re not here to push you into anything.
Our approach is different:
Ready to Talk About Your Future Home in Orange County?
We serve all of Orange County and surrounding areas like LA, Riverside, and San Bernadino Counties. Whether you are ready to buy or just exploring your options, our team is here to help you take the next step.
Looking For A
Home in Orange County?
There’s something really special about life in Orange County and the surrounding LA, San Bernardino, and Riverside Counties in Southern California — the endless sunshine, the community events at the Great Park, the way every neighborhood feels just a little bit like its own small town. It’s a place where careers grow, families thrive, and businesses boom. And with this in mind, we’re here to help you take the next step toward being a part of it. So if you’re looking for flexible, friendly, and expert help with home loans in Orange County and the surrounding LA, San Bernardino, and Riverside Counties in Southern California, we’d love to connect. Just give us a call at 949-616-4267 today.
Remember: whether you’re ready to buy today or just want to chat about your future plans, our team is here for you — relaxed, professional, and always on your side.
We are an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program; or because you have exercised your rights under the Consumer Credit Protection Act. Program rates and parameters are subject to change without notice and may differ by geographic location. Turn times are estimates and not warranted or guaranteed. Restrictions may apply. This material is intended for use by industry professionals only, and not for distribution to consumers. This is neither a solicitation of an offer nor a commitment to lend. All Rights Reserved. NMLS # 359650. NMLS CONSUMER ACCESS.